1.0.1 Safe to install
Cash Advance: A Quick Solution for Emergency Funds
Cash Advance: Payday Loans provides a fast and easy way to secure short-term loans, but borrowers should be cautious of high interest rates and potential debt traps.
Looking for additional funds to cover your expenses? Look no further! Loans Plus LLC offers a reliable and efficient financial solution for any situation.
Simply complete our user-friendly online request form, and we will connect you with a trusted lender to fulfill your cash needs. The process is quick and hassle-free, taking less than 5 minutes of your time.
It is important to note that Loans Plus LLC operates with transparency, providing you with all the necessary information before proceeding. Our APR rates range from a minimum of 4.95% to a maximum of 35.95%. The specific APR offered to you will be determined by various factors, such as your personal circumstances and financial status. Upon completing our loan offer form, you will receive comprehensive details about the APR and complete terms of any loan provided.
The actual interest rate you are offered will depend on several key factors, including your credit score, financial history, and income.
For example, if you were to borrow $5,000 over a 48-month period and encounter an 8% arrangement fee ($400), your monthly repayments would amount to $131.67. In total, you would need to repay $6,320.12, which includes the 8% fee deducted from the loan amount. This would result in a total cost of $1,720.12. The representative APR for this scenario is 18.23%.
Overview
Cash Advance: Payday Loans is a Freeware software in the category Business developed by PAYDAY LOANS INC.
The latest version of Cash Advance: Payday Loans is 1.0.1, released on 09/28/2023. It was initially added to our database on 09/28/2023.
Cash Advance: Payday Loans runs on the following operating systems: iOS.
Users of Cash Advance: Payday Loans gave it a rating of 5 out of 5 stars.
Pros
- Quick and easy access to cash
- No credit check required
- Convenient online application process
- Receive funds within 24 hours
Cons
- High interest rates and fees
- Potential for debt trap with payday loans
- May require access to bank account for repayment
- Legal issues and regulations surrounding payday loans
FAQ
What is a cash advance payday loan?
A cash advance payday loan is a short-term, high-interest loan that allows borrowers to access cash quickly, typically against their next paycheck.
How do I apply for a cash advance payday loan?
You can apply for a cash advance payday loan online or at a local branch of PAYDAY LOANS INC by providing personal information, proof of income, and bank account details.
What are the typical terms of a payday loan?
The typical terms for a payday loan range from $100 to $1,000, with repayment periods usually between 14 to 30 days.
What are the fees associated with a payday loan?
Fees vary by state and lender, but they can include interest rates that range from 15% to 30% of the borrowed amount, plus additional processing fees.
Is my credit score checked when applying for a payday loan?
Generally, payday loans do not require a credit check; however, some lenders may perform a soft inquiry to evaluate your credit history.
Can I get a payday loan if I am unemployed?
Yes, you may be able to obtain a payday loan if you can provide proof of alternative income sources (e.g., Social Security benefits or rental income).
What happens if I can't repay my payday loan on time?
If you're unable to repay your payday loan on time, you may incur additional fees, and your account could be sent to collections, affecting your credit.
Can I roll over my payday loan?
Many lenders allow borrowers to roll over their payday loans for an additional fee, but this can lead to increased debt due to accumulating interest.
Are payday loans available in all states?
No, payday loans are regulated by each state and are not available in some states that have banned them or imposed strict regulations.
How can I ensure I borrow responsibly?
Borrow only what you can afford to repay on your next pay date; consider alternatives like personal loans or financial assistance programs if you need longer-term help.
Boris Weber
I am an editor at UpdateStar. I started as a support engineer, and am now specialized in writing about general software topics from a usability and performance angle among others. I telecommute from UpdateStar’s Berlin office, when I am not working remote as a digital nomad for UpdateStar. When I'm not analyzing the latest software updates, you can find me exploring new cities, immersing myself in local cultures, and discovering innovative tech trends across the globe.
Latest Reviews by Boris Weber
Related products
Beem: Better than Cash Advance
Beem (formerly Line) offers a comprehensive solution that sets it apart from traditional instant cash advance apps, payday loans, personal loans, and credit products.Beem: Get Instant Cash Advance
The Beem (formerly Line) AI-powered Smart Wallet App offers a range of features to help Americans manage their finances more efficiently.Beem: Your Go-to Money App
Beem: Simplifying Your Finances with a Modern TouchBorrow Money Instant & Fast
Quick Cash: Borrow Money Instantly with Panda ConsultingCash Advance - Loan Machine
Welcome to the Loan Machine App, your convenient solution for quick cash. Whether you find yourself in need of a small cash advance for unexpected expenses or facing a more challenging financial situation, payday loans can be a helpful …Cash Advance - Pink Pig Loans
Quick Financing, but with High CostsCLAIR
CLAIR: Innovative AI for Streamlined WorkflowsDetour Loan - Payday Loans USA
Experience the convenience of applying for a loan easily and quickly with the LendYou app. With just a few simple steps, you can secure a loan ranging from $100 to $1,000 in under 2 minutes.Exprebucs - Borrow Money
Exprebucs: Fast and Flexible Borrowing SolutionsExprebucs Loan - Instant Cash
Quick Cash at Your Fingertips with Exprebucs LoanFast Loan - Borrow Cash App
Our borrow cash loan app is an exceptional option for individuals seeking a substantial amount of money with a flexible repayment period. Apply for a loan online using our convenient borrow cash app at your convenience.Inkor Loan - borrow money app
Inkor Loan: Quick and Convenient Borrowing at Your FingertipsOneBlinc
Looking for a convenient solution to bridge the gap between paychecks? OneBlinc offers a unique opportunity for public sector employees to access a portion of their salary, ranging from $50 to $250.Payday - Instant Cash Advance
Instant Relief at Your FingertipsPayday Advance & Online Loans
Instant Funding, Hidden Fees: Buyer Beware!Payday Loan: $250 Cash Advance
Money lending apps have become increasingly common and familiar. They provide a convenient way to apply for loans without leaving your home or even being in the same country.Payday Pro - Money Loan App
When unforeseen expenses arise and you need quick access to cash, a payday loan can be a viable option. The Fast Payday Pro app is here to provide assistance in obtaining the funds necessary to address any cash emergency you may be facing.Pocket Money: Payday Loans App
Looking for a convenient way to supplement your income? Look no further than Pocket Money! We provide a fast and reliable solution for your financial needs, no matter the circumstances.Sonata Loans: Cash Advance
Sonata Loans offers a convenient and efficient mobile app that provides instant installment and cash advance loans. With a focus on simplicity and ease of use, the app allows you to borrow up to $2500 with a simple and straightforward …Latest Updates
EMDB 5.36
Organize Your Movie Collection with Ease using EMDB!Bematech Virtual Serial Driver bits 2.0.8
Seamless Connectivity with Bematech Virtual Serial DriverHP LaserJet MFP M129-M134 Software básico do dispositivo 44.11.2779.22167
Reliable Performance in a Compact PackageI+ME USB Driver PassThru+XS2G 1.0.2.319
Seamless Connectivity with I+ME USB Driver PassThru+XS2GEPSON Advanced Printer Driver for TM-T82X 6.1
Efficient and Versatile: EPSON Advanced Printer Driver for TM-T82XiSpring Suite 9.7.30004
Interactive eLearning made easy with iSpring Suite!Latest News
Latest Reviews
![]() |
My Town : Fashion Show Dressup
Unleash Your Inner Fashionista with My Town: Fashion Show Dressup! |
![]() |
Origin Bank
Streamlined Banking Experience with Origin Bank |
![]() |
Les Mills Releases
Boost Your Fitness Routine with Les Mills Releases |
![]() |
PDF Hero - PDF Editor & Reader
PDF Hero: A Comprehensive PDF Editor with User-Friendly Features |
![]() |
Tape Measure light
Precision Meets Convenience: Tape Measure Light by Marton Varga |
![]() |
TIYA
Connect with Friends and Family Effortlessly Using TIYA |
![]() |
UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition! |
![]() |
Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package! |
![]() |
Microsoft Edge
A New Standard in Web Browsing |
![]() |
Google Chrome
Fast and Versatile Web Browser |
![]() |
Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications |
![]() |
Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date! |